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Thursday, June 9, 2011
Medical insurance , provident fund , pension , maternity , work injury, unemployment insurance
Please reprinted later to find that the province, and convenience to us, more convenience. Welcome reproduced ah!
ratio of the specific form of social security:
old-age insurance: you pay per month for units 21%, you pay 8%;
Medical insurance: you pay per month for units 9%, you pay 2% plus 10 dollars for serious co-ordination (co-ordination of key management seriously ill hospitalized this);
; unemployment insurance: you pay per month for units of 2%, you pay 1%;
injury insurance: you pay per month for units of 0.5%, one point you do not get their money;
maternity insurance: you pay per month for units of 0.8%, and you do not get their own dime;
housing Provident Fund: Company to pay you 8% per month, you pay more than 8%
, so doing, the units each month to pay for your social security ratio should be 21% +9 % +2% +0.5% +0.8% +8% = 41.3%
you pay each month for your social security ratio should be 8% +2% +10 +1 blocks % +8% = 19% +10
temporarily remove the block you pay 10 dollars aside, the proportion of units of payment and you pay for the 413:190 ratio should be, which is say that if you pay each month for your social security 190 dollars, then the unit will go to your Social Security account to break into 413 dollars every month to increase your social security account the money should be 413 +190 = 603 dollars
So in case you can not see, the unit cost of delivery of social security is more than 2 times you, so you pay social security fee per month do not feel bad when Yup, you know the unit a lot more than you pay it, in fact distressed units.
saying that three risk a return to gold and a perfect insurance policy, where we should have seen, in fact, said the three lakes on the total risk is equivalent to one gold and one gold, five insurance only one gold and three insurance pay from your personal insurance (unemployment + pension + medical + provident fund) for the five risk a gold cross from your unit's insurance (pension + health + unemployment + injury + Growth + Fund) for the. The full insurance as a perfect insurance policy that is just saying it to sound good.
addition to units for you to pay social security, in fact, did not work but who have income or have units, but units do not pay social security personnel can also pay their own Social Security, but the individual can only pay the pension insurance + medical insurance, birth injury ah ah ah unemployment fund it, you do not personally have to pay up.
Here's what is social security contributions under the base
we already know have to pay a monthly flat rate and you pay social security is almost the 413:190 ratio, then and now out of question: his monthly pay social security fees and the proportion of what relationship, social security costs in the end is how it determined?
You may not be aware of the various provinces and cities every year in early July publish a , this is what this means, which means that as long as the formal Nanjing to pay social security for workers unit, per month for each employee to pay the money at least 1189 × 41.3% = 491 yuan, and 1189 to pay workers at least a month × 19% +10 = 236 yuan, and units per month so you should pay the social security charges came out.
But now a new problem came out again, Nanjing, wages vary greatly, someone get 1000 a month, someone could get 10,000 a month, do not get called to get 1000 and 10000 are social security to pay the same fee?
Please note that this 1189 is the lowest base, in 1189, and the highest on base, Nanjing base seems to be the highest this year over 8000, I forget the specific , anyway, if you pay less per month in 1189 yuan, the unit must be in accordance with the 1189 yuan for you to make 1189 × 41.3% = 491 yuan, and at least a month to pay your own 1189 × 19% +10 = 236 element, this is the lowest base pay 1189 as the significance of social security where the a: even if you get 1,000 or 800 a month, your monthly minimum must be in accordance with the 1189 pay to!
But if you pay higher than 1189, for example, you get 3000 a month, that unit to the Bureau of Labor Insurance when you pay (you pay your social security units and the Bureau of Labor costs are deducted, oh ~) should to the labor bureau, said: money and then hit your social security account, and your unit at this time should you pay each month to 3000 × 41.3% = 1239 yuan, and you make personally each month in respect of 3000 × 19% +10 = 580 元 < br> That is if you pay less in 1189 yuan, then by 1189 you'll pay each month; If your wages in 1189 yuan or more, then every month you according to your actual wages to pay, unless your base is even higher than the maximum salary, if you get 10,000 a month and the maximum base is 8000, you and your unit are in accordance with the 8000 on here to make
expose the shameless practice of some companies, these companies may give you a good few thousand a month salary, but they report to the Bureau of Labor when your base does not go according to your actual wages reported, for example if you get 3000 a month block, they say you go to the Bureau of Labor may take only 1189, the Bureau of Labor every month and then deduct your 1189 × 19% +10 = 236 yuan, you are probably also happy, because the less money you think your deduction, you actually get more money in the wrong hands! If this is your company too outrageous! because the company paid 2 times your money more, so the less you pay the less they pay! If real wages in accordance with your 3000 to count, they pay you every month of the 3000 × 41.3% = 1239 yuan social security charges, and in accordance with the 1189 to count, they pay you every month 1189 × 41.3% = 491 yuan! so in fact you eat a burned! regular company will only pay as you go to the actual declaration of the Bureau of Labor and deducting money! only those companies that will be perishable matter how high you are in accordance with the minimum standards for wages you pay!! do not think that a month your social security fees deduction, the better!! You may have been shamelessly bullied by the company and you also knew nothing!!! to determine the unit's base pay for you in the end how much is simple: If your monthly deduction 300 of the Social Security, your base is about 300 ÷ 19% ≈ 1578 million, you look at your salary is not the number, if you pay significantly higher than in 1578, such as every month you actually get 3000 or 4000, it certainly you have been bullied by the company to, after being bullied you can go to the local
labor monitoring group to sue you, generally a quasi-one report, but the best time to leave evidence (such as pay slips, etc.) to find a good further report, or you sue the company after having failed to make a general - - + again note that the proportion of various parts of the social security constitute not the same, if you do not pay your proportion of Nanjing that is probably not 19%, but certainly not big change, such as your base may be 20% or 22%, but it is not 30% or 40%! Therefore, although the proportion of 19% of Nanjing, but foreign students can probably figure out by yourself in this base
introduce them to social security charges following what the specific situation and how to use
has been said earlier, social insurance = + pension + medical insurance maternity insurance, industrial injury insurance + unemployment insurance + housing + first talk about the old-age insurance fund
good
generally required to pay the insurance after 15 years to retire to a pension for life, so students who wish to bring your pension Always before his retirement 15 years ago began to pay, this is almost the same way than in Nanjing under the retirement age if you go to pay pension age of 15 years, that country until the time you retire will keep your personal account 8 % of all back to you
pension that you will ask the unit to 21% of your pay go? that you do not expect the State will be forwarded to you, you retire to your own money away, the State put the unit is 21% of your money to pay all the pension scheme to the whole fund in the country, and from which no relationship between money and you you may say: I rely on! That is my Why not give me the money because the state is so
money back when provided to individuals only to back his own money to pay personal deduction, the unit all the money to pay for his all contribute to the country has - -
below when we look at your retirement pension is calculated how the
pension Kim's algorithm is very complicated, because the state each year to pay a base of, for example about it: If you are 30 years old, you now pay base is 3,000 yuan, while the retirement age is 55 years old if so, then you You must be started before the age of 40 to pay old-age insurance, while 30-year-old if you start now from the cross, handed 55-year-old is 25 years, then sure you can enjoy the pension first, and second, if you pay after 25 years 3000 block of base pay has become a 6000 (I said if), you first of each month at the age of 55 can get 6000 × 20% = 1200 block of the basic pension, which is the national to the you, in addition to your personal account, the money accumulated in 25 years has a lot to look good average base pay, (3000 +6000) ÷ 2 = 4500, then your personal account that 25 years should, a 4500 × 8% (you pay the proportion of old-age insurance, individual) × 25 years × 12 months = 108,000 dollars, then in addition to other prior to 1200 a month you can get the 108000 ÷ 120 = 900 blocks, so the age of 55 a month you can get at least 1200 +900 = 2,100 pension, of course, still the base of each country to rise, this year in addition to your 900, you will get more than a month after retirement 1200 more money, of course, that your pension will be more and more
So, the better to pay old-age insurance to pay, you pay the more you retire After the more enjoyable, and the national base year to adjust after you get more and more money will now take 1,500 years after the 1000 exchange is possible here to introduce a policy of metamorphosis, that is, whether you Where to pay social security fees, etc. When you retire you can enjoy the back seat of your account local retirement benefits, such point of view, where the base pay social security high low base, but his retirement pension where the people enjoy it big loss, Why? me give an example, if you're young in Nanjing, to pay social security for 20 years and then retired, but if your account in Heilongjiang, you must return to a pension in Heilongjiang . If you pay for 20 years in Nanjing, the average base is 3000 (I said if), and when you retire before the base toll of Heilongjiang 1000 (I said if), then when you retire can only Enjoy the treatment of 1000! This is a loss of! word, where if you pay social security but in the rich when they retire back to the poor place to enjoy social security, you pay a lot of life but rarely enjoy! Exchange 3000 can only enjoy 1000! This is a terrible thing, but no way is this policy of the State, so all current accounts in the western areas such as low base in Beijing or Shanghai, but the base of a high place of work the students to pay attention to social security, you or to pay social security in the West, or to the accounts prior to retirement and moved to Beijing or Shanghai, or else you're doing a huge loss of life of the trading
perhaps you will say that if My account in Nanjing, then I pay for 20 years in Heilongjiang like the Well, where in the low base pay, when they retire back to the base of a high place to enjoy high welfare. wrong! you think will be casually Nanjing Bureau of Labor will let you enjoy it?! general this case directly to Nanjing will find a reason to refuse you turn! that time you miss s wisdom: in Heilongjiang not enjoy, in Nanjing, also can not enjoy! But some places This situation has eased some of the provisions, such as Nanjing, allowing you to 5 years before retirement place back from a low base in Nanjing, and then continue to pay 5 years in Nanjing, Nanjing, high base, after which it will allow you to enjoy the pension back to Nanjing . this policy are not the same everywhere estimate the future intend to switch to the best students now go to your local labor bureau to find out the problem, so your retirement occurs when an unexpected accident!
Here to talk about health insurance < br> The insurance policy of the country fairly well, it is important that hospital reimbursement for many of the unit before you pay monthly health insurance is 9%, your monthly health insurance probably pay 2% plus 10 money, serious co-ordination, co-ordination of this illness simply whatever else you are hospitalized, and that 11% in the country every month to play with your health care account for 2% of your own, if your monthly minimum quota according to 1189 yuan pay social security, then the 1189 × 2% = 23.78 元 that countries money every month to call your own, you can accumulate the money to buy medicine or credit card directly to out-patient services, and the remaining 9% of the national operator to take it to the medical pool fund in the
by the provisions of Nanjing, and if you start from January 2007 to pay medical insurance, then starting from the February 2007 credit card you can buy medicine, or out-patient services, and From July 2007 onwards you can be reimbursed for the cost of hospitalization, and reported quite complicated, a good example:
If you August 1, 2007 in the hospital, living is the best three hospitals in Nanjing, are used in health care during hospitalization within the scope of medicine, surgery + hospitalization and other expenses spent a total of 5,000, then the reimbursement when the medical center first net 1000, which is starting price, Center for the rest of the 4000 Medicare reimbursed for 4000 × 86% = 3440 million, just pay your own 4000 × 14% = 560 yuan a, with prices starting at 1,000 yuan before, you spend as long as the payment of their 1560 5000 element can be, and this 1560 yuan also deducted from your health insurance card (if you usually do not use that card), so in fact you can not spend much money hospital medical insurance for our young people important than the old-age insurance more, hospital doctor, after all, is too fucking expensive, which is to participate in social insurance where the most important provisions, but health insurance must be submitted in Nanjing 25 years to enjoy life in retirement, so if you retire at age 55, that no later than the age of 30 must begin to talk about health insurance of the industrial injury insurance
following the practice of the risk tends to be used less, I do not have many contacts, you need to remind everyone is that when you work or if the time to work out what had happened, the risk to lingua franca of the
but in practice do not pay attention a lot of people out of trouble to preserve evidence, cause they can not enjoy the work injury insurance, which is a great pity if you arrive when they were hit by a car, you should up the police, allow the police to investigate the records and photographs collected evidence after the police finished processing what will give you a accident identified books and the like, you can take this to requests for work-related injuries reported to the trouble if you let people run and do not find what witnesses do not alarm, that no evidence will not be accepted under the general as an industrial injury there is still time
injury problem, if you July 2007 1 sunrise the injury, you must immediately reporting units, the police issued identification evidence and the accident book and After the injury to your doctor or hospital medical records to the unit, called the unit holding the identification of these materials to do work-related injuries, your unit must be August 1, 2007 effective material before your injury to the testing center, if the distance you out of more than a month the day of injury, that injury may be identified not up. If you do not give you identification of units that can hold your own center identification materials to identify the best and do not exceed one month, otherwise it will a lot of trouble a lot of trouble to talk about maternity insurance
the following example of this is also good, and if you are female, wage is 1,000 yuan per month, January 1, 2007 began to pay maternity insurance, whereby the base is 1189, and you pregnant in March 2007, the end of December 2007 gave birth to a child, in January 2008 and discharged after hospital you want to Sign the marriage certificate (not the reimbursement of an unmarried mother) + Child Permit (2 child's claims generally can not raw) + size chart + checkpoints and the construction of hospital and surgical expenses of all invoices + list + hospital discharge summary of all materials submitted to these companies, they can check if you are pregnant took 500, when a child patient took 2000 + surgery, in general, within the provisions in health insurance can give you basically all the claims, claims to give you the money later include: 500 block of inpatient surgical examinations +2000 Fee +1189 Yuan / month × 4 months = 7256, 1189 yuan / month × 4 months this is especially for the reimbursement of health care centers subsidized girls, only women can get the reimbursement to the
maternity insurance reimbursement the state when girls must be given 4 months, the average wage, so if you have children not only do not pay claims, but also can make the wages of 4 months! If you base pay higher than wages, such as Take 1000 to pay the 1189, you also earn it
maternity insurance to pay at least a year to enjoy, remember to also remember
There is a problem, boys are also to pay maternity insurance Yup Can you boys enjoy the maternity insurance do?
If you're a boy, your wife did not work or work units did not pay the insurance, and her children when you have to pay maternity insurance more than a year, then you can Oh maternity insurance reimbursement, but to the previous examples, for example, you can only be reimbursed 500 inspection fee +2000 block half of hospital surgery = 1,250 yuan, 1,189 yuan of subsidies / month × 4 months of salary you will not enjoy it! This is only reimbursed when girls can enjoy the same cost oh, girls will be able to take the 7256 claims, claims can only take 1,250 men, which is probably rare in China the When a child has a one year maternity insurance and pay the base also pay high wages than the girls in her own Oh! However, if it does not matter she is not insured, you can give her maternity insurance reimbursement for it, but you do not have subsidies 4 months wages to get, but the cost of the newspaper you can only get back half.
unemployment insurance, unemployment insurance, this is also to pay a full year you can enjoy, generally get to pay 1 year 2 months, to pay 2 years get 4 months, but a lifetime to get up to 24 months. good example:
If you January 1, 2007 began to pay insurance, in January 2008 the company laid off you are, you can get the company to give you 2 months unemployment insurance, if you are in the year 1189 base pay for insurance, then you can get at least 2 months more than 800 dollars
or you January 1, 2007 began to pay insurance, in January 2008 and the company you contract expires, and you do not want to renew the contract, then you can also leave the company before the company you get 2 months of unemployment insurance, the contract also means that more than 800 pieces dismissed due or company, you can take 2 months a year in accordance with the ratio of unemployment to require companies to give you do, if the company does not give you do you can go to report it, a report of a prospective.
But if you resign the contract did not go his due, and that even if you pay full 1 year are not entitled to unemployment insurance
resign as long as their own, let alone make a years, that is, 10 years to pay unemployment insurance to resign when you can not get a penny. Housing fund is a good thing ah
Well, if You pay 200 a month for the fund, then the company has to your account each month to hit 200, you buy a house that is 400, if you pay 5 million lifetime, you account is 10 million , and such a good thing we must not reject ah.
fund can be used to buy a house, loan, renovation or something, if you can find their own home land to build a house, the money to build a house that can be paid from the fund in
; If you do not have the money, when they finally retire all of the money seems to come out
[Advanced articles] of the supplement [5KB]
and Nanjing is that different The place to go, and the devil are not allowed to non-payment of medical insurance, that includes old-age social security center that a birth injury with medical unemployment asked enterprises received, but added the taxpayer may pay the provident fund, because it is within the jurisdiction of the Centre under the Provident Fund
ratio of the specific form of social security:
old-age insurance: you pay per month for units 22%, you pay 8%;
health insurance: you pay per month for units 12%, you payment of 2%;
unemployment insurance: you pay per month for units 2% you pay 1%;
injury insurance: you pay per month for units of 0.5%, you do not get their penny ;
maternity insurance: you pay per month for units of 0.5%, and you do not get their own dime;
Housing Fund: Unit for you to pay 7% per month, you pay 7%
Supplementary Housing Fund: Unit for you to pay 8% per month, you pay 8% (this is only the general effectiveness of state-owned enterprises will be some very good, and the ratio has its own, the general fund even if the company paid a very moral of the)
also say that social security and the relationship between a transfer tax to pay a transfer tax
in time, is that part of the individual debit payments calculated after deduction of the taxable base, but it is important to note, provident fund and supplementary fund more than 12% of the parts (individuals and businesses to pay part) also need to count in the taxable base in the above example, say fund
7% 8% supplementary fund, add up to 15%, then the individual gold buckle that 3 % of the parts necessary to count the amount of tax payable at the same time, enterprises that 3%, while wages are not deducted from the individual, but still have to count in the taxable base, ie, personal costs for this a transfer tax bill.
medical insurance to use this one, over the way the rest goes to personal accounts is different
love that kind of month included ways of Nanjing, there are many places for the year included the specific
is the case, health insurance year is April 1 each year to 31 March the following year, while changes in social security contribution base is established in the early to mid April.
Medical Insurance Bureau in April 1st base withholding of social security in accordance with each individual health insurance 1 year (that is, the 2%) into the individual health insurance card account, but this time there is a problem, April 1 when the base year has not been established Social Security, Medical Insurance Bureau only in accordance with the previous year's base to the individual health insurance payments are expected that year, then the difference between how to do it? That is, in the second year of April 1 to make up more than a small count, or less likely to give such a large segment of the word
look will be very much trouble, that we, for example in 2004 the monthly average person
income of 5,000 yuan, 2005, average monthly income of 4,000 yuan, 6,000 yuan income in 2006
Medical Insurance Bureau in April 1, 2006 to the amount of time into personal accounts, social security center has not yet approved the 2006 contribution base ( that is, the average monthly income in 2005), the Medical Insurance Bureau is in accordance with the base pay in 2005 (that is, the average monthly income in 2004) to calculate the amount of personal accounts throughout the year, which is 5000 * 2% * 12 = 1200 ,
but in fact the person the amount of personal accounts for the year should be 4000 * 2% * 12 = 960,
then this will give the 240 in April 1, 2007 when the net. At the same time April 1, 2007 into the account of the new year, gold is still 960 individuals (in fact, should be 6000 * 2% * 12 = 1440 yuan), less to the 480, will be April 1, 2008 meeting back.
so because most people are not the same base pay each year, so almost everyone's account every year in March and April when the total number of years to see the amount of the account is different, and this is done each year in the Medical Insurance Bureau generated when the cost accounting.
injury there is still time problem, if you July 2007 1 sunrise the injury, you must immediately reporting units, the police issued identification evidence and the accident book and your work-related injuries after a medical history to see the doctor or hospital delivery to the unit, called the unit holding the identification of these materials to do work-related injuries, your unit must be August 1, 2007 effective material before your injury to the testing center, if you are out of work-related injuries from the days of more than a month, and that injury may be identified not up. If you do not give you identification of units that can hold your own center identification materials to identify the best and do not exceed one month, otherwise it will be very troublesome troublesome
this point there is a added that there are two ways to report injuries, one unit reporting to love to say the same as the above, valid for 30 days, there is a personal declaration, valid for one year, but due to injury or other reasons, the longer the more evidence lack of personal statements, then the process will be delayed because they do not know how much time and effort.
maternity insurance, abortion, childbirth, multiple births, premature birth, and can specifically look at the following link, though Shanghai's policy, but in all parts of similarity. Shanghai and Nanjing
may have different policies, the company will not be reimbursed in charge of this area are linked by the health insurance
direct and maternal hospital stay in the maternity check the production, co-ordination within the scope of health insurance is health insurance co-ordinate pay, of course, at their own expense item (such as advanced unit, at their own expense medicine etc) or to themselves.
Health boy after their application for maternity benefits to the Medical Insurance Bureau, Medical Insurance Bureau to the Social Security piece of 3000 dollars, to give 3 months base pay plus half of income
childbirth, multiple births , and more a plus if the last two weeks
average monthly wage income is greater than the maximum social security contribution base, then the payment of social security contribution base is only part of the rest paid by the company
example someone on a monthly average of 10,000 wage income, social security cap for the 7392 base.
then the monthly income of social security to 7392, the remaining 10000-7392 = 2608 is paid by the unit.
(Although I think this, in the cloud Tell me what you is not easy to come across =。=。。)< br> In fact, there are two key areas:
1, full payment before birth 1 year
2, the social security contribution base normal reporting
So students, especially female students, do not think the company to give you the base level of reporting does not matter, even for low base some of their high wages glad hand, by this time come to see the problem now!
This is why there are so many female workers low wages, but would rather stay in the local social security return in full the reasons for giving birth and then quit the one small place is not like the case of unmarried women are not employees, and secondly, maternity insurance income is a lot to add.
example, a 3000 human normal wages, but the declaration of social security base count her year-end bonus awards, etc. Other income, then the monthly average may reach 5000, this time a child is to take those months from January 5000 income.
If you do not have the money, and finally retired when all the money out seemingly can not come
seems, is absolutely!
and provident fund loans with low interest rates than commercial loans, and this is a big advantage.
ratio of the specific form of social security:
old-age insurance: you pay per month for units 21%, you pay 8%;
Medical insurance: you pay per month for units 9%, you pay 2% plus 10 dollars for serious co-ordination (co-ordination of key management seriously ill hospitalized this);
; unemployment insurance: you pay per month for units of 2%, you pay 1%;
injury insurance: you pay per month for units of 0.5%, one point you do not get their money;
maternity insurance: you pay per month for units of 0.8%, and you do not get their own dime;
housing Provident Fund: Company to pay you 8% per month, you pay more than 8%
, so doing, the units each month to pay for your social security ratio should be 21% +9 % +2% +0.5% +0.8% +8% = 41.3%
you pay each month for your social security ratio should be 8% +2% +10 +1 blocks % +8% = 19% +10
temporarily remove the block you pay 10 dollars aside, the proportion of units of payment and you pay for the 413:190 ratio should be, which is say that if you pay each month for your social security 190 dollars, then the unit will go to your Social Security account to break into 413 dollars every month to increase your social security account the money should be 413 +190 = 603 dollars
So in case you can not see, the unit cost of delivery of social security is more than 2 times you, so you pay social security fee per month do not feel bad when Yup, you know the unit a lot more than you pay it, in fact distressed units.
saying that three risk a return to gold and a perfect insurance policy, where we should have seen, in fact, said the three lakes on the total risk is equivalent to one gold and one gold, five insurance only one gold and three insurance pay from your personal insurance (unemployment + pension + medical + provident fund) for the five risk a gold cross from your unit's insurance (pension + health + unemployment + injury + Growth + Fund) for the. The full insurance as a perfect insurance policy that is just saying it to sound good.
addition to units for you to pay social security, in fact, did not work but who have income or have units, but units do not pay social security personnel can also pay their own Social Security, but the individual can only pay the pension insurance + medical insurance, birth injury ah ah ah unemployment fund it, you do not personally have to pay up.
Here's what is social security contributions under the base
we already know have to pay a monthly flat rate and you pay social security is almost the 413:190 ratio, then and now out of question: his monthly pay social security fees and the proportion of what relationship, social security costs in the end is how it determined?
You may not be aware of the various provinces and cities every year in early July publish a , this is what this means, which means that as long as the formal Nanjing to pay social security for workers unit, per month for each employee to pay the money at least 1189 × 41.3% = 491 yuan, and 1189 to pay workers at least a month × 19% +10 = 236 yuan, and units per month so you should pay the social security charges came out.
But now a new problem came out again, Nanjing, wages vary greatly, someone get 1000 a month, someone could get 10,000 a month, do not get called to get 1000 and 10000 are social security to pay the same fee?
Please note that this 1189 is the lowest base, in 1189, and the highest on base, Nanjing base seems to be the highest this year over 8000, I forget the specific , anyway, if you pay less per month in 1189 yuan, the unit must be in accordance with the 1189 yuan for you to make 1189 × 41.3% = 491 yuan, and at least a month to pay your own 1189 × 19% +10 = 236 element, this is the lowest base pay 1189 as the significance of social security where the a: even if you get 1,000 or 800 a month, your monthly minimum must be in accordance with the 1189 pay to!
But if you pay higher than 1189, for example, you get 3000 a month, that unit to the Bureau of Labor Insurance when you pay (you pay your social security units and the Bureau of Labor costs are deducted, oh ~) should to the labor bureau, said: money and then hit your social security account, and your unit at this time should you pay each month to 3000 × 41.3% = 1239 yuan, and you make personally each month in respect of 3000 × 19% +10 = 580 元 < br> That is if you pay less in 1189 yuan, then by 1189 you'll pay each month; If your wages in 1189 yuan or more, then every month you according to your actual wages to pay, unless your base is even higher than the maximum salary, if you get 10,000 a month and the maximum base is 8000, you and your unit are in accordance with the 8000 on here to make
expose the shameless practice of some companies, these companies may give you a good few thousand a month salary, but they report to the Bureau of Labor when your base does not go according to your actual wages reported, for example if you get 3000 a month block, they say you go to the Bureau of Labor may take only 1189, the Bureau of Labor every month and then deduct your 1189 × 19% +10 = 236 yuan, you are probably also happy, because the less money you think your deduction, you actually get more money in the wrong hands! If this is your company too outrageous! because the company paid 2 times your money more, so the less you pay the less they pay! If real wages in accordance with your 3000 to count, they pay you every month of the 3000 × 41.3% = 1239 yuan social security charges, and in accordance with the 1189 to count, they pay you every month 1189 × 41.3% = 491 yuan! so in fact you eat a burned! regular company will only pay as you go to the actual declaration of the Bureau of Labor and deducting money! only those companies that will be perishable matter how high you are in accordance with the minimum standards for wages you pay!! do not think that a month your social security fees deduction, the better!! You may have been shamelessly bullied by the company and you also knew nothing!!! to determine the unit's base pay for you in the end how much is simple: If your monthly deduction 300 of the Social Security, your base is about 300 ÷ 19% ≈ 1578 million, you look at your salary is not the number, if you pay significantly higher than in 1578, such as every month you actually get 3000 or 4000, it certainly you have been bullied by the company to, after being bullied you can go to the local
labor monitoring group to sue you, generally a quasi-one report, but the best time to leave evidence (such as pay slips, etc.) to find a good further report, or you sue the company after having failed to make a general - - + again note that the proportion of various parts of the social security constitute not the same, if you do not pay your proportion of Nanjing that is probably not 19%, but certainly not big change, such as your base may be 20% or 22%, but it is not 30% or 40%! Therefore, although the proportion of 19% of Nanjing, but foreign students can probably figure out by yourself in this base
introduce them to social security charges following what the specific situation and how to use
has been said earlier, social insurance = + pension + medical insurance maternity insurance, industrial injury insurance + unemployment insurance + housing + first talk about the old-age insurance fund
good
generally required to pay the insurance after 15 years to retire to a pension for life, so students who wish to bring your pension Always before his retirement 15 years ago began to pay, this is almost the same way than in Nanjing under the retirement age if you go to pay pension age of 15 years, that country until the time you retire will keep your personal account 8 % of all back to you
pension that you will ask the unit to 21% of your pay go? that you do not expect the State will be forwarded to you, you retire to your own money away, the State put the unit is 21% of your money to pay all the pension scheme to the whole fund in the country, and from which no relationship between money and you you may say: I rely on! That is my Why not give me the money because the state is so
money back when provided to individuals only to back his own money to pay personal deduction, the unit all the money to pay for his all contribute to the country has - -
below when we look at your retirement pension is calculated how the
pension Kim's algorithm is very complicated, because the state each year to pay a base of, for example about it: If you are 30 years old, you now pay base is 3,000 yuan, while the retirement age is 55 years old if so, then you You must be started before the age of 40 to pay old-age insurance, while 30-year-old if you start now from the cross, handed 55-year-old is 25 years, then sure you can enjoy the pension first, and second, if you pay after 25 years 3000 block of base pay has become a 6000 (I said if), you first of each month at the age of 55 can get 6000 × 20% = 1200 block of the basic pension, which is the national to the you, in addition to your personal account, the money accumulated in 25 years has a lot to look good average base pay, (3000 +6000) ÷ 2 = 4500, then your personal account that 25 years should, a 4500 × 8% (you pay the proportion of old-age insurance, individual) × 25 years × 12 months = 108,000 dollars, then in addition to other prior to 1200 a month you can get the 108000 ÷ 120 = 900 blocks, so the age of 55 a month you can get at least 1200 +900 = 2,100 pension, of course, still the base of each country to rise, this year in addition to your 900, you will get more than a month after retirement 1200 more money, of course, that your pension will be more and more
So, the better to pay old-age insurance to pay, you pay the more you retire After the more enjoyable, and the national base year to adjust after you get more and more money will now take 1,500 years after the 1000 exchange is possible here to introduce a policy of metamorphosis, that is, whether you Where to pay social security fees, etc. When you retire you can enjoy the back seat of your account local retirement benefits, such point of view, where the base pay social security high low base, but his retirement pension where the people enjoy it big loss, Why? me give an example, if you're young in Nanjing, to pay social security for 20 years and then retired, but if your account in Heilongjiang, you must return to a pension in Heilongjiang . If you pay for 20 years in Nanjing, the average base is 3000 (I said if), and when you retire before the base toll of Heilongjiang 1000 (I said if), then when you retire can only Enjoy the treatment of 1000! This is a loss of! word, where if you pay social security but in the rich when they retire back to the poor place to enjoy social security, you pay a lot of life but rarely enjoy! Exchange 3000 can only enjoy 1000! This is a terrible thing, but no way is this policy of the State, so all current accounts in the western areas such as low base in Beijing or Shanghai, but the base of a high place of work the students to pay attention to social security, you or to pay social security in the West, or to the accounts prior to retirement and moved to Beijing or Shanghai, or else you're doing a huge loss of life of the trading
perhaps you will say that if My account in Nanjing, then I pay for 20 years in Heilongjiang like the Well, where in the low base pay, when they retire back to the base of a high place to enjoy high welfare. wrong! you think will be casually Nanjing Bureau of Labor will let you enjoy it?! general this case directly to Nanjing will find a reason to refuse you turn! that time you miss s wisdom: in Heilongjiang not enjoy, in Nanjing, also can not enjoy! But some places This situation has eased some of the provisions, such as Nanjing, allowing you to 5 years before retirement place back from a low base in Nanjing, and then continue to pay 5 years in Nanjing, Nanjing, high base, after which it will allow you to enjoy the pension back to Nanjing . this policy are not the same everywhere estimate the future intend to switch to the best students now go to your local labor bureau to find out the problem, so your retirement occurs when an unexpected accident!
Here to talk about health insurance < br> The insurance policy of the country fairly well, it is important that hospital reimbursement for many of the unit before you pay monthly health insurance is 9%, your monthly health insurance probably pay 2% plus 10 money, serious co-ordination, co-ordination of this illness simply whatever else you are hospitalized, and that 11% in the country every month to play with your health care account for 2% of your own, if your monthly minimum quota according to 1189 yuan pay social security, then the 1189 × 2% = 23.78 元 that countries money every month to call your own, you can accumulate the money to buy medicine or credit card directly to out-patient services, and the remaining 9% of the national operator to take it to the medical pool fund in the
by the provisions of Nanjing, and if you start from January 2007 to pay medical insurance, then starting from the February 2007 credit card you can buy medicine, or out-patient services, and From July 2007 onwards you can be reimbursed for the cost of hospitalization, and reported quite complicated, a good example:
If you August 1, 2007 in the hospital, living is the best three hospitals in Nanjing, are used in health care during hospitalization within the scope of medicine, surgery + hospitalization and other expenses spent a total of 5,000, then the reimbursement when the medical center first net 1000, which is starting price, Center for the rest of the 4000 Medicare reimbursed for 4000 × 86% = 3440 million, just pay your own 4000 × 14% = 560 yuan a, with prices starting at 1,000 yuan before, you spend as long as the payment of their 1560 5000 element can be, and this 1560 yuan also deducted from your health insurance card (if you usually do not use that card), so in fact you can not spend much money hospital medical insurance for our young people important than the old-age insurance more, hospital doctor, after all, is too fucking expensive, which is to participate in social insurance where the most important provisions, but health insurance must be submitted in Nanjing 25 years to enjoy life in retirement, so if you retire at age 55, that no later than the age of 30 must begin to talk about health insurance of the industrial injury insurance
following the practice of the risk tends to be used less, I do not have many contacts, you need to remind everyone is that when you work or if the time to work out what had happened, the risk to lingua franca of the
but in practice do not pay attention a lot of people out of trouble to preserve evidence, cause they can not enjoy the work injury insurance, which is a great pity if you arrive when they were hit by a car, you should up the police, allow the police to investigate the records and photographs collected evidence after the police finished processing what will give you a accident identified books and the like, you can take this to requests for work-related injuries reported to the trouble if you let people run and do not find what witnesses do not alarm, that no evidence will not be accepted under the general as an industrial injury there is still time
injury problem, if you July 2007 1 sunrise the injury, you must immediately reporting units, the police issued identification evidence and the accident book and After the injury to your doctor or hospital medical records to the unit, called the unit holding the identification of these materials to do work-related injuries, your unit must be August 1, 2007 effective material before your injury to the testing center, if the distance you out of more than a month the day of injury, that injury may be identified not up. If you do not give you identification of units that can hold your own center identification materials to identify the best and do not exceed one month, otherwise it will a lot of trouble a lot of trouble to talk about maternity insurance
the following example of this is also good, and if you are female, wage is 1,000 yuan per month, January 1, 2007 began to pay maternity insurance, whereby the base is 1189, and you pregnant in March 2007, the end of December 2007 gave birth to a child, in January 2008 and discharged after hospital you want to Sign the marriage certificate (not the reimbursement of an unmarried mother) + Child Permit (2 child's claims generally can not raw) + size chart + checkpoints and the construction of hospital and surgical expenses of all invoices + list + hospital discharge summary of all materials submitted to these companies, they can check if you are pregnant took 500, when a child patient took 2000 + surgery, in general, within the provisions in health insurance can give you basically all the claims, claims to give you the money later include: 500 block of inpatient surgical examinations +2000 Fee +1189 Yuan / month × 4 months = 7256, 1189 yuan / month × 4 months this is especially for the reimbursement of health care centers subsidized girls, only women can get the reimbursement to the
maternity insurance reimbursement the state when girls must be given 4 months, the average wage, so if you have children not only do not pay claims, but also can make the wages of 4 months! If you base pay higher than wages, such as Take 1000 to pay the 1189, you also earn it
maternity insurance to pay at least a year to enjoy, remember to also remember
There is a problem, boys are also to pay maternity insurance Yup Can you boys enjoy the maternity insurance do?
If you're a boy, your wife did not work or work units did not pay the insurance, and her children when you have to pay maternity insurance more than a year, then you can Oh maternity insurance reimbursement, but to the previous examples, for example, you can only be reimbursed 500 inspection fee +2000 block half of hospital surgery = 1,250 yuan, 1,189 yuan of subsidies / month × 4 months of salary you will not enjoy it! This is only reimbursed when girls can enjoy the same cost oh, girls will be able to take the 7256 claims, claims can only take 1,250 men, which is probably rare in China the When a child has a one year maternity insurance and pay the base also pay high wages than the girls in her own Oh! However, if it does not matter she is not insured, you can give her maternity insurance reimbursement for it, but you do not have subsidies 4 months wages to get, but the cost of the newspaper you can only get back half.
unemployment insurance, unemployment insurance, this is also to pay a full year you can enjoy, generally get to pay 1 year 2 months, to pay 2 years get 4 months, but a lifetime to get up to 24 months. good example:
If you January 1, 2007 began to pay insurance, in January 2008 the company laid off you are, you can get the company to give you 2 months unemployment insurance, if you are in the year 1189 base pay for insurance, then you can get at least 2 months more than 800 dollars
or you January 1, 2007 began to pay insurance, in January 2008 and the company you contract expires, and you do not want to renew the contract, then you can also leave the company before the company you get 2 months of unemployment insurance, the contract also means that more than 800 pieces dismissed due or company, you can take 2 months a year in accordance with the ratio of unemployment to require companies to give you do, if the company does not give you do you can go to report it, a report of a prospective.
But if you resign the contract did not go his due, and that even if you pay full 1 year are not entitled to unemployment insurance
resign as long as their own, let alone make a years, that is, 10 years to pay unemployment insurance to resign when you can not get a penny. Housing fund is a good thing ah
Well, if You pay 200 a month for the fund, then the company has to your account each month to hit 200, you buy a house that is 400, if you pay 5 million lifetime, you account is 10 million , and such a good thing we must not reject ah.
fund can be used to buy a house, loan, renovation or something, if you can find their own home land to build a house, the money to build a house that can be paid from the fund in
; If you do not have the money, when they finally retire all of the money seems to come out
[Advanced articles] of the supplement [5KB]
and Nanjing is that different The place to go, and the devil are not allowed to non-payment of medical insurance, that includes old-age social security center that a birth injury with medical unemployment asked enterprises received, but added the taxpayer may pay the provident fund, because it is within the jurisdiction of the Centre under the Provident Fund
ratio of the specific form of social security:
old-age insurance: you pay per month for units 22%, you pay 8%;
health insurance: you pay per month for units 12%, you payment of 2%;
unemployment insurance: you pay per month for units 2% you pay 1%;
injury insurance: you pay per month for units of 0.5%, you do not get their penny ;
maternity insurance: you pay per month for units of 0.5%, and you do not get their own dime;
Housing Fund: Unit for you to pay 7% per month, you pay 7%
Supplementary Housing Fund: Unit for you to pay 8% per month, you pay 8% (this is only the general effectiveness of state-owned enterprises will be some very good, and the ratio has its own, the general fund even if the company paid a very moral of the)
also say that social security and the relationship between a transfer tax to pay a transfer tax
in time, is that part of the individual debit payments calculated after deduction of the taxable base, but it is important to note, provident fund and supplementary fund more than 12% of the parts (individuals and businesses to pay part) also need to count in the taxable base in the above example, say fund
7% 8% supplementary fund, add up to 15%, then the individual gold buckle that 3 % of the parts necessary to count the amount of tax payable at the same time, enterprises that 3%, while wages are not deducted from the individual, but still have to count in the taxable base, ie, personal costs for this a transfer tax bill.
medical insurance to use this one, over the way the rest goes to personal accounts is different
love that kind of month included ways of Nanjing, there are many places for the year included the specific
is the case, health insurance year is April 1 each year to 31 March the following year, while changes in social security contribution base is established in the early to mid April.
Medical Insurance Bureau in April 1st base withholding of social security in accordance with each individual health insurance 1 year (that is, the 2%) into the individual health insurance card account, but this time there is a problem, April 1 when the base year has not been established Social Security, Medical Insurance Bureau only in accordance with the previous year's base to the individual health insurance payments are expected that year, then the difference between how to do it? That is, in the second year of April 1 to make up more than a small count, or less likely to give such a large segment of the word
look will be very much trouble, that we, for example in 2004 the monthly average person
income of 5,000 yuan, 2005, average monthly income of 4,000 yuan, 6,000 yuan income in 2006
Medical Insurance Bureau in April 1, 2006 to the amount of time into personal accounts, social security center has not yet approved the 2006 contribution base ( that is, the average monthly income in 2005), the Medical Insurance Bureau is in accordance with the base pay in 2005 (that is, the average monthly income in 2004) to calculate the amount of personal accounts throughout the year, which is 5000 * 2% * 12 = 1200 ,
but in fact the person the amount of personal accounts for the year should be 4000 * 2% * 12 = 960,
then this will give the 240 in April 1, 2007 when the net. At the same time April 1, 2007 into the account of the new year, gold is still 960 individuals (in fact, should be 6000 * 2% * 12 = 1440 yuan), less to the 480, will be April 1, 2008 meeting back.
so because most people are not the same base pay each year, so almost everyone's account every year in March and April when the total number of years to see the amount of the account is different, and this is done each year in the Medical Insurance Bureau generated when the cost accounting.
injury there is still time problem, if you July 2007 1 sunrise the injury, you must immediately reporting units, the police issued identification evidence and the accident book and your work-related injuries after a medical history to see the doctor or hospital delivery to the unit, called the unit holding the identification of these materials to do work-related injuries, your unit must be August 1, 2007 effective material before your injury to the testing center, if you are out of work-related injuries from the days of more than a month, and that injury may be identified not up. If you do not give you identification of units that can hold your own center identification materials to identify the best and do not exceed one month, otherwise it will be very troublesome troublesome
this point there is a added that there are two ways to report injuries, one unit reporting to love to say the same as the above, valid for 30 days, there is a personal declaration, valid for one year, but due to injury or other reasons, the longer the more evidence lack of personal statements, then the process will be delayed because they do not know how much time and effort.
maternity insurance, abortion, childbirth, multiple births, premature birth, and can specifically look at the following link, though Shanghai's policy, but in all parts of similarity. Shanghai and Nanjing
may have different policies, the company will not be reimbursed in charge of this area are linked by the health insurance
direct and maternal hospital stay in the maternity check the production, co-ordination within the scope of health insurance is health insurance co-ordinate pay, of course, at their own expense item (such as advanced unit, at their own expense medicine etc) or to themselves.
Health boy after their application for maternity benefits to the Medical Insurance Bureau, Medical Insurance Bureau to the Social Security piece of 3000 dollars, to give 3 months base pay plus half of income
childbirth, multiple births , and more a plus if the last two weeks
average monthly wage income is greater than the maximum social security contribution base, then the payment of social security contribution base is only part of the rest paid by the company
example someone on a monthly average of 10,000 wage income, social security cap for the 7392 base.
then the monthly income of social security to 7392, the remaining 10000-7392 = 2608 is paid by the unit.
(Although I think this, in the cloud Tell me what you is not easy to come across =。=。。)< br> In fact, there are two key areas:
1, full payment before birth 1 year
2, the social security contribution base normal reporting
So students, especially female students, do not think the company to give you the base level of reporting does not matter, even for low base some of their high wages glad hand, by this time come to see the problem now!
This is why there are so many female workers low wages, but would rather stay in the local social security return in full the reasons for giving birth and then quit the one small place is not like the case of unmarried women are not employees, and secondly, maternity insurance income is a lot to add.
example, a 3000 human normal wages, but the declaration of social security base count her year-end bonus awards, etc. Other income, then the monthly average may reach 5000, this time a child is to take those months from January 5000 income.
If you do not have the money, and finally retired when all the money out seemingly can not come
seems, is absolutely!
and provident fund loans with low interest rates than commercial loans, and this is a big advantage.
Thursday, May 26, 2011
After 30 years of age can read eight words
1. If you love , your love .
give up , thoroughly .
waiting itself is a mistake.
2. look at the opening that will hurt less .
3. a lot of things , always will know after the experience , as feelings : missed, sorry, just know that life does not need so much in fact, unnecessary attachments .
4. autumn, cruel season, with harvest maturity to be immature . Everything will turn in the autumn and winter instant gone, only that a pool of bright memory of stream -like flow is always rushing in my heart ...
5. treasure Well-being of hand , do not wait until after regretted having lost , perhaps, your life , it was only then will the true intentions of a person in you .
6. Life is like a train , there are always all sorts of people on board shuttle . You may also encounter a lot in the car who do you think there is fate , but the car will have to stop when there is always someone from the train up and down this life , when you go when you waved a sudden, you Can remember only home.
7. Some people you see life , but they ignore a lifetime. Some people looked at you , but affect your life.
Some people warm and happy for you , you Because you left out . Some people let you have a short happy, but get your chain of thought . N
wishful thinking on some people , but was rejected by your N years.
8. Do not owe my friend too much, because you may never have the opportunity also he
Most may not know everything ... seems I have a 30 a ?
give up , thoroughly .
waiting itself is a mistake.
2. look at the opening that will hurt less .
3. a lot of things , always will know after the experience , as feelings : missed, sorry, just know that life does not need so much in fact, unnecessary attachments .
4. autumn, cruel season, with harvest maturity to be immature . Everything will turn in the autumn and winter instant gone, only that a pool of bright memory of stream -like flow is always rushing in my heart ...
5. treasure Well-being of hand , do not wait until after regretted having lost , perhaps, your life , it was only then will the true intentions of a person in you .
6. Life is like a train , there are always all sorts of people on board shuttle . You may also encounter a lot in the car who do you think there is fate , but the car will have to stop when there is always someone from the train up and down this life , when you go when you waved a sudden, you Can remember only home.
7. Some people you see life , but they ignore a lifetime. Some people looked at you , but affect your life.
Some people warm and happy for you , you Because you left out . Some people let you have a short happy, but get your chain of thought . N
wishful thinking on some people , but was rejected by your N years.
8. Do not owe my friend too much, because you may never have the opportunity also he
Most may not know everything ... seems I have a 30 a ?
Wednesday, May 25, 2011
2010
morning, marking a group of However, some children did not answer to the point , and even answer was irrelevant .
explain later , leaving a basic no Wu Xue revised - will not it! Taitailielie, silly baby , having listened to explain or can not keep up . So Shoubashoujiao.
first read the sentence: Four or five times, managed to complete the sentence read . Ask her: So one word analysis.
( crazy )
her reading ability and comprehension really surprised me , not even a little sense of the phrase . How to make up ? Rely on a lot of outside reading. Otherwise, there is no source language will become a backwater .
explain later , leaving a basic no Wu Xue revised - will not it! Taitailielie, silly baby , having listened to explain or can not keep up . So Shoubashoujiao.
first read the sentence: Four or five times, managed to complete the sentence read . Ask her: So one word analysis.
( crazy )
her reading ability and comprehension really surprised me , not even a little sense of the phrase . How to make up ? Rely on a lot of outside reading. Otherwise, there is no source language will become a backwater .
After 30 years of age able to read the eight words
1. If you love ,
you love .
give up ,
thoroughly .
wait ,
itself is a mistake.
2. look at the opening that will hurt less .
3. a lot of things , always will know after the experience , as feelings :
missed, regret ,
know fact of life Does not need so much unnecessary persistence .
4. autumn , cruel season , mature immature to be with the harvest. Everything will turn in an instant gone with the wind fall and winter ,
only that a pool of bright memory of stream -like flow is always rushing in my heart ...
5. cherish the happiness of hand , do not wait until after a loss, before repent ,
perhaps, your life , it was only then will the true intentions of a person in you .
6. Life is like a train , there are always all sorts of people on board shuttle . You may also encounter a lot in the car you think
people have fate , but the car will have to stop when there is always someone from the train up and down this life ,
When you go when you waved a sudden, you can remember the only way home .
7. Some people you see life , but they ignore a lifetime. Some people looked at you , but affect your life.
Some people warm and happy for you , you Because you left out . Some people let you have a short happy, but get your chain of thought .
N wishful thinking on some people , but was rejected by your N years.
8. Do not owe my friend too much, because you may never have the opportunity also to him.
you love .
give up ,
thoroughly .
wait ,
itself is a mistake.
2. look at the opening that will hurt less .
3. a lot of things , always will know after the experience , as feelings :
missed, regret ,
know fact of life Does not need so much unnecessary persistence .
4. autumn , cruel season , mature immature to be with the harvest. Everything will turn in an instant gone with the wind fall and winter ,
only that a pool of bright memory of stream -like flow is always rushing in my heart ...
5. cherish the happiness of hand , do not wait until after a loss, before repent ,
perhaps, your life , it was only then will the true intentions of a person in you .
6. Life is like a train , there are always all sorts of people on board shuttle . You may also encounter a lot in the car you think
people have fate , but the car will have to stop when there is always someone from the train up and down this life ,
When you go when you waved a sudden, you can remember the only way home .
7. Some people you see life , but they ignore a lifetime. Some people looked at you , but affect your life.
Some people warm and happy for you , you Because you left out . Some people let you have a short happy, but get your chain of thought .
N wishful thinking on some people , but was rejected by your N years.
8. Do not owe my friend too much, because you may never have the opportunity also to him.
Sunday, May 22, 2011
Hug, sleep, sex
Well, this man is really love her ... do not make love energy you
If so, he will not and others just love to go to bed, just go to bed broke up, he told me Oh
world without love, love is just a modification of attachment and habit
loneliness until love is not talk, the topic of the end, something is not appropriate to go on such deep conversation about love-sex
home, still been thinking about this sentence, I asked my mother A person with all the conditions are the circumstances, may be a loved one 'do not sleep sex embrace it? 'said,
which one is holding ta sleep, but do nothing
What is love?
not want to not love is not sex possession
If you really love her, not how you want to possess her body, but will be very cautious to protect her, let her be a little hurt, even he might given, nor can
only out of love you can really put yourself for her sake. you will be doing everything into consideration before bringing her to do so would consequences, rather than simply thinking about pleasure, thinking about possession, thinking to meet the
read an essay written by
think there is a special beauty
I remember one night the summer that year, we sat by the river town park, silly talk until 3 am, and now think of it always felt better when Hou particularly in the peach tree, the rain pattering Lek The next was, we hold hands, my hands my heart is all sweat, but I was reluctant to let go, I want to just have been led down the rain wet your shirt, I can vaguely see you inadvertently soaked chest in the night the same as peach trees Hanbaoyufang, when I really want to hold you, kiss you deeply, but I did not dare, my courage, but I do not regret it, because those good plot, period dim first love will always forever imprinted on my heart what?
whether someone thought I believe in true love, but I believe only one
anyone like this, there is always a heart will never forget the ta, the story of those clear astringent, those who innocently Once the move
share to the end of Jane's feelings, people changed, the change does not matter, secular change, and become smooth, and become no longer believe in love shit, you will be treated like first girlfriend, as she carefully protected for the first time you?!
control again and again to challenge their own self-control you?
No, there is that necessary? dumped money , some one-night stand, in fact, sex is a very cheap thing, if you put it in real terms only when an emotional outlet, then it is more than the price you give cheap, not worth a penny
; If you do not love her, it can not bothered, leave Cleveland chanting, pipe her so much, and responsible, I am negative, unwilling to bear, I leave. not a virgin film, huh, huh anyway I do not What is the loss of
woman clothes, casual exchange, cool day, I can not wear, not a woman afraid of money you have the right to
If a man think, yes, perhaps he could have everything, but ---- but you will never have true love
and everyone else must also have a woman living in the depths of his heart. but they can only live in the memories of his own, and memories of sitting in a pile of money on a
... ...
love do not come easy
we were young is not something we enjoy, we do not assume from
Please cherish and care around the ta
we were young, a student love the complex relative to the materialistic society is the most honest and pure
if you really have a love
If so, he will not and others just love to go to bed, just go to bed broke up, he told me Oh
world without love, love is just a modification of attachment and habit
loneliness until love is not talk, the topic of the end, something is not appropriate to go on such deep conversation about love-sex
home, still been thinking about this sentence, I asked my mother A person with all the conditions are the circumstances, may be a loved one 'do not sleep sex embrace it? 'said,
which one is holding ta sleep, but do nothing
What is love?
not want to not love is not sex possession
If you really love her, not how you want to possess her body, but will be very cautious to protect her, let her be a little hurt, even he might given, nor can
only out of love you can really put yourself for her sake. you will be doing everything into consideration before bringing her to do so would consequences, rather than simply thinking about pleasure, thinking about possession, thinking to meet the
read an essay written by
think there is a special beauty
I remember one night the summer that year, we sat by the river town park, silly talk until 3 am, and now think of it always felt better when Hou particularly in the peach tree, the rain pattering Lek The next was, we hold hands, my hands my heart is all sweat, but I was reluctant to let go, I want to just have been led down the rain wet your shirt, I can vaguely see you inadvertently soaked chest in the night the same as peach trees Hanbaoyufang, when I really want to hold you, kiss you deeply, but I did not dare, my courage, but I do not regret it, because those good plot, period dim first love will always forever imprinted on my heart what?
whether someone thought I believe in true love, but I believe only one
anyone like this, there is always a heart will never forget the ta, the story of those clear astringent, those who innocently Once the move
share to the end of Jane's feelings, people changed, the change does not matter, secular change, and become smooth, and become no longer believe in love shit, you will be treated like first girlfriend, as she carefully protected for the first time you?!
control again and again to challenge their own self-control you?
No, there is that necessary? dumped money , some one-night stand, in fact, sex is a very cheap thing, if you put it in real terms only when an emotional outlet, then it is more than the price you give cheap, not worth a penny
; If you do not love her, it can not bothered, leave Cleveland chanting, pipe her so much, and responsible, I am negative, unwilling to bear, I leave. not a virgin film, huh, huh anyway I do not What is the loss of
woman clothes, casual exchange, cool day, I can not wear, not a woman afraid of money you have the right to
If a man think, yes, perhaps he could have everything, but ---- but you will never have true love
and everyone else must also have a woman living in the depths of his heart. but they can only live in the memories of his own, and memories of sitting in a pile of money on a
... ...
love do not come easy
we were young is not something we enjoy, we do not assume from
Please cherish and care around the ta
we were young, a student love the complex relative to the materialistic society is the most honest and pure
if you really have a love
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